Special Assets Officer

Company: Central Valley Community Bank
Location: Modesto
Posted on: May 16, 2020

Job Description:

STATUS:Exempt, regular full-time

LOCATION:Flexible location

Purpose:Manage a portfolio of classified loans. Negotiate and monitor work-out agreements.

Essential Duties& Responsibilities:With or without reasonable accommodation must be able to perform all essential job functions as described below.

--Manage a portfolio of classified consumer and small business loans. Monitor delinquency, borrower financial condition, asset condition, and recommend changes to risk grading.

--Prepare, present and obtain approval of a work-out strategy that serves the interests of the bank and is in compliance with applicable banking regulations and collection law.

--Negotiate with borrowers and closely monitor work-out agreements. Recommend charge-off, litigation or foreclosure action, as indicated.

--Prepare, maintain and distribute various reports, including problem loan reports.

Knowledge, Skills and Abilities:

--Knowledge of lending concepts and processes

--Professional and assertive verbal communication/speaking skills

--Effective math skills, including ratios, percents, interest and amortization

--Good judgment and problem solving skills

--Effective business writing skills

--Computer proficiency, including Windows and Microsoft Word, Excel and Outlook

--Proficiency at speaking, reading and writing English

--Ability to drive (current driver's license/clear driving record) or travel in market area

Experience and/or Education:

--One year of experience working in a lending or loan support position, or equivalent training/experience.

--Two years of special assets experience at a commercial bank, preferred.

Travel/Physical Demands:Ability to drive (current driver's license/clear-driving record) and travel within the bank's footprint.

Keywords: Central Valley Community Bank, Modesto , Special Assets Officer, Other , Modesto, California