ModestoRecruiter Since 2001
the smart solution for Modesto jobs

Corporate Bank Underwriter - Dairy/AG

Company: Umpqua Bank
Location: Modesto
Posted on: November 9, 2019

Job Description:

In this role, you will be responsible for underwriting, credit monitoring, and managing a large and complex portfolio of Commercial/Corporate Banking relationships. Functions Manage and monitor a large and complex commercial or corporate banking loan portfolio and relationships by analyzing financial data to determine the merits of specific loan requests and make formal recommendations and presentations to Commercial Relationship Manager and Credit Administration. Partner with the Commercial/Corporate Relationship Manager as the point of a contact for the client; acting as a liaison to the Credit Department, the Commercial support staff and other internal business partners. Manage the renewal process by working with the Relationship Manager, the client and the credit department. Ensure the portfolio administration and risk management of each client relationship is in compliance with established credit policy, procedure and business strategy as well as commercial and regulatory guidelines. Attend meetings with customers; expand existing relationships by assessing customer needs and proactively promotes and cross markets bank products and services, and keeps client informed of special promotions. Partner consistently with other internal business partners to uncover opportunities to deepen the client relationship. Work on large and complex problems requiring in-depth evaluation of client information. Ensure the loan portfolio is properly risk rated. Make decisions on loans and terms within established lending limits or refers these issues to next appropriate level of authority. Analyzes credit to determine the ability of customers and prospective customers to qualify for ensuing borrowing requirements. Complete annual loan reviews on each credit in the assigned portfolio. Conduct due diligence/analysis with new client relationships as appropriate. May provide advice and counsel to clients regarding trends and conditions of the business environment, capital markets and general banking trends. Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts. Monitor industry trends and analyze specific industry trend data to identify potential areas of risk in the loan portfolio. Participate in community and business functions/groups to ensure a positive image for the bank within the region's marketplace. Qualifications Bachelor's degree in business, finance, or accounting or equivalent work experience. 10+ years of relevant commercial lending experience and/or prior experience as a Commercial/Corporate Banking Credit Underwriter or Relationship Manager. Expert knowledge of commercial underwriting, credit monitoring and portfolio management. Extremely strong relationship management and business development abilities, analytical and problem-solving skills, strong sales skills and credit and credit quality skills. Advanced understanding of credit policy and procedures and can accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits. Expert knowledge of commercial bank products and services that result in successfully capitalizing on all opportunities to cross-sell the bank's products. Excellent verbal, written, interpersonal and presentation skills. Extremely strong analytical and problem solving skills and ability to exercise sound business judgment. Ability to work effectively with individuals and groups across the company to manage customer relationships. Ability to partner effectively with team (i.e. Commercial Relationship Manager, Underwriter) and Credit Administration. Advanced knowledge of commercial lending policies, procedures, practices and documentation. Advanced proficiency with personal computers and related software packages such as MS Excel, Word, and PowerPoint. Ability to train and present to small and large audiences Physical Requirements and Working Conditions Work involves: sitting walking lifting up to 25 pounds. occasional Travel No relocation offered. About Us We do things a little differently here at Umpqua. Our retail stores serve as community hubs, our associates are given up to 40 hours of volunteer time each year, and we're never satisfied with the status quo. It's no wonder we've made Fortune's 100 Best Companies to Work For eight years in a row. But greatness has no finish line, so we continue every day to keep people at the center of everything we do. We focus on building relationships, understanding our customers' needs and connecting to people in new and innovative ways -- always staying true to our mission of providing personalized banking for all people, whenever and however they prefer to bank. Umpqua Bank is committed to employing a diverse workforce. Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, protected veteran status, or disability. We maintain a drug-free workplace and may perform pre-employment substance abuse testing.

Keywords: Umpqua Bank, Modesto , Corporate Bank Underwriter - Dairy/AG, Other , Modesto, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Amazon Shopper
Description: Shopper Team Member Seasonal, Flexible Hours Shifts: Flexible shifts in the Morning, Day, Evening, Weekend Location 450 Rhode Island St , San Francisco, CA, 94107
Company: Amazon
Location: San Rafael
Posted on: 11/14/2019

Whole Foods Shopper
Description: Shopper Team Member Seasonal, Part-Time, Flexible Hours br -- br Shifts: br Morning, Day, Evening, Weekend br br -- br Location br 1150 Ocean Ave , San Francisco, CA, 94112 . br
Company: Amazon
Location: San Rafael
Posted on: 11/14/2019

Shopper Team Member -Potrero-Rhode Island
Description: Shopper Team Member Seasonal, Flexible Hours br br Shifts: br Morning, Day, Evening, Weekend br br Location br 450 Rhode Island St , San
Company: Amazon Workforce Staffing
Location: San Rafael
Posted on: 11/14/2019


Receptionist - San Rafael
Description: Req ID 2019-1497Job Category Administrative/ClericalShift Day, EveningWho We AreAn Elder Care Alliance CommunityAlmaVia of San RafaelDo you enjoy working with seniors Do you want to work in a setting (more...)
Company: Elder Care Alliance
Location: San Rafael
Posted on: 11/14/2019

Get New Carpenter Work Today - Preview Leads In Your Area
Description: Over 25 million homeowners have trusted HomeAdvisor 1800Contractor to help them find quality professionals with the expertise to turn their home improvement
Company: HomeAdvisor
Location: San Rafael
Posted on: 11/14/2019

Beauty Advisor
Description: Lanc me is known for luxurious service, innovative products, and for the people behind them. The Beauty Advisor will focus on one primary objective creating a memorable shopping experience for our clients. (more...)
Company: AllWork
Location: San Rafael
Posted on: 11/14/2019

Get New Electrical Work Today - Preview Leads In Your Area
Description: Over 25 million homeowners have trusted HomeAdvisor 1800Contractor to help them find quality professionals with the expertise to turn their home improvement
Company: HomeAdvisor
Location: San Rafael
Posted on: 11/14/2019

Amazon Shopper
Description: Shopper Team Member Seasonal, Flexible Hours br -- br Shifts: br Flexible shifts in the Morning, Day, Evening, Weekend br br -- br Location br --450
Company: Amazon Workforce Staffing
Location: San Rafael
Posted on: 11/14/2019

Travel Physical Therapist - $1,689.00 per week
Description: NurseFly Travel Nursing with Cross Country Allied is seeking a travel physical therapist for a travel job in San Rafael, California: br - Specialty: Physical Therapist br - Title: Therapy br - Start (more...)
Company: TherapyFly Travel Therapy
Location: San Rafael
Posted on: 11/14/2019

Shopper Team Member (Part-Time/Full-Time/ Flexible Hours)
Description: Shopper Team Member Seasonal, Part-Time, Flexible Hours br -- br Shifts: br Morning, Day, Evening, Weekend br br -- br Location br Franklin,1765 California St, San Francisco, 94109
Company: Amazon
Location: San Rafael
Posted on: 11/14/2019

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Modesto RSS job feeds